Terms and Conditions

Terms of Service

These terms govern your use of our website and services

By accessing or using our services, you agree to be bound by these terms

Definitions

The following terms have specific meanings in this agreement

• Service: Financial planning consultation and advisory services provided by Drivastheonix
• User: Any person who accesses or uses our website and services
• Content: All information, text, data, and materials available through our services
• Agreement: These terms and conditions along with our privacy policy

User Responsibilities

As a user, you agree to the following responsibilities

• Provide accurate and complete information
• Maintain the security of your account credentials
• Use our services only for lawful purposes
• Confirm you are at least 18 years of age
• Comply with all applicable laws and regulations

Prohibited Uses

You may not use our services for any of the following

• Any illegal activities or unlawful purposes
• Transmitting harmful, threatening, or offensive content
• Sending unsolicited communications or spam
• Attempting to gain unauthorized access to our systems
• Impersonating others or providing false information
• Violating intellectual property rights

Intellectual Property

We own all intellectual property rights in our website and services

We grant you a limited license to use our services for personal purposes

You may not copy, modify, or distribute our content without permission

Privacy

Your privacy is governed by our separate Privacy Policy

We collect and process personal data in accordance with applicable privacy laws

Payment Terms

The following terms apply to all payments

• Subscription fee is RM 250 per month, inclusive of 6% GST
• Payments accepted via bank transfer, credit card, and online banking
• Refunds are not available due to the consultative nature of our services
• All prices include applicable taxes and fees

Limitation of Liability

Our liability is limited to the maximum extent permitted by law

We exclude liability for indirect, incidental, and consequential damages

Our total liability shall not exceed the amount paid for services in the preceding 12 months

Indemnification

You agree to indemnify us against any claims arising from your use of our services or violation of these terms

Termination

You may terminate your subscription at any time with written notice

We may terminate your access for breach of these terms

Upon termination, your right to use our services ceases immediately

Dispute Resolution

Disputes will be resolved through the following mechanisms

Governing Law

These terms are governed by Malaysian law

Malaysian courts have exclusive jurisdiction over disputes

Changes to Terms

We may modify these terms at any time with appropriate notice

Changes will be posted on our website with an updated effective date

Severability

If any provision is unenforceable, the remaining terms continue in effect

Entire Agreement

These terms constitute the complete agreement between you and Drivastheonix

Contact Information

For questions about these terms, please contact us