Important Disclaimers
Past performance does not guarantee future results
Financial planning involves risk and individual circumstances vary significantly
General Information Disclaimer
Please read these disclaimers carefully before using our services
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. All content is provided in good faith, however we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, or completeness of any information.
Limitation of Liability
Our liability is limited in the following circumstances
- We shall not be liable for any direct damages arising from use of our services
- Indirect damages including but not limited to loss of profits are excluded
- Consequential damages resulting from service interruption or data issues are not covered
- Loss of profits or business opportunities are specifically excluded from our liability
- We are not responsible for any data loss or corruption
Information Accuracy
We strive to provide accurate information but cannot guarantee completeness
No warranty is provided regarding the accuracy of financial data or market information
Information may change without notice and we reserve the right to update content
Professional Advice Disclaimer
Our services are consultative in nature and do not constitute formal financial advice
Always seek independent professional advice before making financial decisions
External Links
Our website may contain links to external sites which are not under our control
We do not endorse or take responsibility for content on external websites
No Warranties
We provide our services without warranties of any kind, either express or implied
- No warranty of merchantability is provided
- No warranty of fitness for a particular purpose is given
- We do not warrant that our services will not infringe third party rights
- Service availability is not guaranteed at all times
Indemnification
You agree to indemnify and hold us harmless from any claims arising from your use of our services or violation of these terms
Jurisdiction and Governing Law
These disclaimers are governed by Malaysian law
Governing Law: Malaysian federal and state laws apply to all disputes
Jurisdiction: Malaysian courts have exclusive jurisdiction over any disputes
Local regulations may apply depending on your specific location within Malaysia
Severability
If any provision of these disclaimers is found unenforceable, the remaining provisions shall continue in full force
Modifications
We reserve the right to modify these disclaimers at any time
Changes will be posted on this page with an updated revision date
Acceptance of Terms
By using our services, you acknowledge that you have read and understood these disclaimers
Contact Information
For questions about these disclaimers, please contact us
Level 17, Integra Tower, The Intermark, Jalan Tun Razak, 50400 Kuala Lumpur
July 11, 2025